Our Mortgage Services

OUR SERVICES

Expert Mortgage Advice Tailored to Your Needs

At Infinity Financials, we understand that finding the right mortgage can feel overwhelming. With hundreds of products available from dozens of lenders, how do you know which one is right for you?

That’s where we come in. Our experienced mortgage advisers will take the time to understand your unique circumstances, search the whole of market, and find you a mortgage that fits your needs perfectly — all completely fee-free.

Whether you’re buying your first home, moving up the property ladder, investing in buy-to-let, or looking to remortgage for a better deal, we’re here to guide you every step of the way.

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WHAT WE OFFER

Navigating Mortgages with Ease and Confidence

We offer a comprehensive range of mortgage services to help you achieve your property goals. Our whole-of-market access means we can find the perfect mortgage for your circumstances.

First Time Buyer

Taking your first step onto the property ladder is an exciting milestone. We’ll guide you through the entire process, help you understand deposit requirements, explain Help to Buy schemes, and find competitive rates designed for first-time buyers.

  • Access to exclusive first-time buyer rates
  • Help to Buy scheme guidance
  • Shared Ownership expertise
  • 95% LTV mortgage options
  • Step-by-step support
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Remortgage

Is your current mortgage deal coming to an end? Don’t let your lender move you to an expensive standard variable rate. We’ll search the market to find a better deal, potentially saving you hundreds of pounds each month.

  • Better rates than your current lender
  • Equity release options
  • Debt consolidation solutions
  • Home improvement funding
  • No obligation advice
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Buy to Let

Whether you’re an experienced landlord looking to expand your portfolio or a first-time property investor, we can help you find competitive buy-to-let mortgage rates from specialist lenders across the market.

  • Competitive landlord rates
  • HMO & multi-unit mortgages
  • Limited company purchases
  • Portfolio landlord specialists
  • Holiday let options
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Mortgage Types

Understanding the different types of mortgages available can help you make an informed decision. From fixed rates that offer payment stability to tracker mortgages that follow the Bank of England base rate, we’ll explain your options clearly and help you choose what’s right for you.

  • Fixed Rate Mortgages
  • Variable Rate Mortgages
  • Tracker Mortgages
  • Offset Mortgages
  • Interest-Only Options
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Home Buying Process

The home buying journey can seem complex, but we’re here to make it simple. From getting your mortgage in principle to picking up the keys, we’ll guide you through every step of the process and coordinate with solicitors, estate agents, and lenders on your behalf.

  • Agreement in Principle
  • Full Mortgage Application
  • Property Valuation
  • Legal Conveyancing
  • Completion & Key Collection
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Providing the Best Future for Your Best Living

Get expert mortgage advice tailored to your circumstances. Our fee-free service means you pay nothing for our help.

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HOW IT WORKS

Let Us Help You Get Your Home Today

Our simple four-step process makes getting a mortgage straightforward and stress-free.

Step 1

Initial Consultation

We’ll discuss your circumstances, understand your goals, and explain your options. This can be done by phone, video call, or in person.

Step 2

Document Collection

We’ll tell you exactly what documents are needed and make it easy to submit them securely through our online portal or via email.

Step 3

Evaluation & Approval

We submit your application to the lender and keep you updated throughout the underwriting process. We handle any queries that arise.

Step 4

Completion

Once approved, we coordinate with solicitors to ensure a smooth completion. Then you collect your keys and move into your new home!

WHY CHOOSE US

Your Home, Your Future, Our Commitment

We’re not just mortgage advisers — we’re your partners in achieving your property dreams. Our commitment to exceptional service and finding you the best possible deal sets us apart.

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Fee-Free Mortgage Advice

We don't charge you anything for our mortgage services. We're remunerated by the lender, so our expert advice costs you nothing.

Free Consultations

Book a no-obligation consultation to discuss your options. Whether by phone, video, or in person — we're here to help.

Whole of Market Access

We search thousands of mortgage products from hundreds of lenders to find the best deal for your unique circumstances.

F.A.Q'S

Frequently Asked Questions

The amount you can borrow depends on your income, outgoings, credit history, and the property you’re buying. As a general rule, lenders typically offer 4-4.5 times your annual income, but this can vary. We’ll assess your individual circumstances and find lenders who can offer you the best borrowing capacity.
Most lenders require a minimum deposit of 5% of the property’s value, though having a larger deposit (10%, 15%, or 20%+) will typically get you access to better interest rates. We can help first-time buyers explore schemes like Help to Buy that can assist with deposits.
From application to completion, the mortgage process typically takes 4-8 weeks, though this can vary depending on the complexity of your case and how quickly documents are provided. We work hard to keep things moving and will keep you informed throughout.
Typically you’ll need proof of identity (passport/driving licence), proof of address (utility bills), proof of income (payslips, P60s, tax returns if self-employed), and bank statements. We’ll give you a complete checklist based on your specific situation.
Yes, it’s often possible to get a mortgage with adverse credit history. We work with specialist lenders who consider applications from people with CCJs, defaults, or previous bankruptcies. The options available will depend on the nature and age of your credit issues.
A mortgage broker like Infinity Financials has access to thousands of products from hundreds of lenders — including exclusive deals not available on the high street. We do the hard work of comparing options for you, handle the paperwork, and our service is fee-free as we’re paid by the lender.