Protection – Infinity Financials

Our Protection Services

PROTECTION SERVICES

Protect What Matters Most to You

Life is unpredictable, but your family’s financial security doesn’t have to be. At Infinity Financials, we help you find the right protection to safeguard your loved ones against life’s uncertainties.

From life insurance that provides peace of mind to income protection that keeps your finances stable if you can’t work, we offer comprehensive solutions tailored to your unique circumstances.

Our expert advisers will assess your needs and search the market to find policies that offer the right level of cover at competitive premiums — giving you protection you can rely on.

WHAT WE OFFER

Comprehensive Protection Solutions

We offer a wide range of protection products to ensure you and your family are financially secure, whatever life throws at you.

Term Assurance

Provides a tax-free lump sum to your loved ones if you pass away during the policy term. Ideal for protecting your mortgage and family.

Critical Illness

Receive a tax-free lump sum if you’re diagnosed with a specified critical illness such as cancer, heart attack, or stroke.

Income Protection

Replaces a portion of your income if you’re unable to work due to illness or injury, helping you maintain your lifestyle.

Family Income Benefit

Provides a regular tax-free monthly income to your family if you pass away, helping them maintain their standard of living.

Whole of Life

Guaranteed to pay out whenever you pass away, making it ideal for inheritance tax planning and leaving a legacy.

Private Medical Insurance

Skip NHS waiting times and access private healthcare facilities with faster diagnosis, treatment, and recovery.

Business Protection

Protect your business from the financial impact of losing a key person with key person insurance and shareholder protection.

Group Protection

Employee benefits packages including group life insurance, group income protection, and group critical illness cover.

Secure Your Family's Financial Future Today

Don’t leave your loved ones unprotected. Get expert advice on the right protection for your circumstances.

HOW IT WORKS

Getting Protected Is Simple

Our straightforward process makes it easy to find and secure the right protection for you and your family.

Step 1

Free Consultation

We’ll discuss your circumstances, family situation, and what you want to protect against to understand your needs.

Step 2

Personalised Recommendations

We search the market and present you with tailored options that provide the right level of cover at competitive premiums.

Step 3

Easy Application

Once you’ve chosen your cover, we handle the application process for you, answering any questions from the insurer.

Step 4

Ongoing Support

We’re here for you throughout the life of your policy. We’ll review your cover regularly and help with any claims.

WHY CHOOSE US

Your Family's Security Is Our Priority

We believe everyone deserves financial peace of mind. Our dedicated team works tirelessly to find you the right protection at the right price, ensuring your loved ones are looked after no matter what happens.

Whole of Market Search

We compare policies from all leading UK insurers to find you the best cover at the most competitive price.

Expert Advice

Our qualified advisers have years of experience and will explain your options in plain English.

Claims Support

If you ever need to make a claim, we're here to help you through the process and ensure you get what you're entitled to.

F.A.Q'S

Frequently Asked Questions

What is the difference between life insurance and critical illness cover?

Life insurance pays out a lump sum if you die during the policy term. Critical illness cover pays out a lump sum if you’re diagnosed with a specified serious illness such as cancer, heart attack, or stroke. Many people choose to combine both types of cover for comprehensive protection.

How much life insurance do I need?

The amount of cover you need depends on your circumstances. Common factors to consider include your mortgage balance, outstanding debts, annual income (multiplied by the number of years your family would need support), childcare costs, and funeral expenses. We’ll help you calculate the right amount for your situation.

Will my premiums increase over time?

This depends on the type of policy you choose. Level term policies have fixed premiums that stay the same throughout the policy term. Reviewable policies may have premiums that change at review points. We’ll explain your options clearly so you can choose what works best for your budget.

Do I need to have a medical examination?

Most protection policies don’t require a medical examination. You’ll need to answer health questions on the application form, and the insurer may request a GP report or telephone interview in some cases. We’ll guide you through the process and help you understand what’s required.

Can I get cover if I have pre-existing health conditions?

Yes, many people with pre-existing health conditions can still get protection cover. The terms and premiums may be affected depending on your condition. We work with a wide range of insurers and can often find cover even for people who’ve been declined elsewhere.

What happens if I need to make a claim?

If you need to make a claim, contact us and we’ll guide you through the process. We’ll help you gather the required documentation and liaise with the insurer on your behalf. Our ongoing support ensures you get the payout you’re entitled to as quickly as possible.